Inheritance Tax (IHT) is a challenging issue for an increasing number of UK families due to the combined impact of house price inflation, changes in UK tax legislation, the uncertain future for long term care and the complexity and cost of existing options for IHT mitigation.
There are a number of ways to reduce your family’s exposure to IHT, such as insurance policies, gifts and trusts. These have varying degrees of cost and complexity and each take different lengths of time to become effective. One theme in the majority of these methods is the loss of control of your assets, potentially permanently.
Using existing tax legislation on Business Relief (formally know as Business Property Relief) and our long standing experience in secured commercial lending, we offer a choice of IHT investment services. These allow you to retain ownership of your capital with the aim of reducing the Inheritance Tax your estate would pay once you have held the investment for at least two years.
We offer a choice of two services:
Seneca Vintage which targets both capital preservation and growth of 4% p.a.* Please click here for further information.
Seneca Preference which offers an income of up to 4.125% p.a. paid quarterly.* Please click here for further information.
* Target returns are not guaranteed and you may get back less than you invest.